Paul is a veteran of the United States. He served in the Navy from 1967 to 1973 and has already used some Department of Veterans Affairs benefits.
Federal Benefits for United States Veterans
Veterans of the United States Armed Forces who have received a non-dishonorable discharge are eligible for a wide range of benefits and services from the United States Department of Veterans Affairs. Dependents and survivors of veterans are also entitled to benefits; however, they will not be discussed in this article.
I was on active duty with the Navy from 1967 to 1971. Following my honorable discharge, I used several VA benefits and services. I plan to use more after I return to the US soon.
Federal Benefits for United States Veterans, I will first note the VA benefits and services that I have used in my life. Then I will describe other benefits and services that I will use and many more that are available to some veterans.
Important benefits discussed in this article include education and training, home loan guarantee, VA life insurance, health and burial, and memorial benefits.
Transition of Benefits and Services from Military Life to Civilian Service
When I transitioned from military to civilian life in late 1970, the AV had fewer benefits and services available than it does today. Although the Navy tried to re-enroll me, there was no Transition Assistance Program (TAP) available.
The VOW to Hire Heroes Act 0f 2011 (the “Act”) made TAP, including attendance at information sessions on IL benefits, mandatory for most military personnel transitioning to civilian status.
The Act allows military members to begin the federal hiring process before separation or retirement. Therefore, there is a seamless transition from the military to jobs at VA, Department of Homeland Security, Department of Defense, and other federal agencies that wish to hire veterans.
The law provides nearly 100,000 unemployed veterans of past eras and wars with up to one year of assistance (equal to the full-time payment rate under the Montgomery GI Bill-Active Duty program) to qualify for jobs in high demand sectors.
The law also requires the Ministry of Labor to carefully consider military skills and training equivalencies that are transferable to the civilian sector and facilitate the obtaining of licenses and certificates.
Veterans who do not begin civilian employment after the termination of military service may receive weekly unemployment benefit for a limited period. After getting six months’ early leave from the Navy in 1971, I received a limited amount of unemployment benefits from the state of Wisconsin, although I applied for it more than five months after my separation. .
Veterans are also preferred for federal jobs. By law, veterans who are disabled or who have served on active duty for specified periods of time or in military campaigns are entitled to preference over others when hiring from competitive lists. When I applied for a post at the Ministry of Defense in 1980, I got five preference points.
Education and training benefits
The Post 9/11 GI Bill is an education benefit for service members and veterans who served on active duty after September 10, 2001. Benefits are payable for training completed on August 1, 2009 or after.
All active duty members are eligible and veterans must have served at least 90 days in active duty after September 10, 2001 and be honorably released. Military members and veterans can receive up to 36 months of eligibility. Eligibility expires 15 years after the last period of active service.
Approved training includes:
- graduate and undergraduate degrees
- vocational / technical training
- on vocational training
- flight training
- correspondence training
- national licenses and testing programs
- tutorial assistance
- the cost of tuition fees in the state and fees in public schools
- up to 19,198.31 for fees in private and foreign schools (school year 2013-14)
- monthly housing allowance
- annual allowance of books and supplies up to $ 1,000 per year
I have used the Montgomery GI Bill twice for the benefits of education. The first time was during the period 1972-73 when I studied Chinese language and literature as a graduate student at the University of Wisconsin for three semesters and one summer session.
The second time was in 1980, when I was enrolled at the University of Toledo for two semesters and a summer session to attend education courses and to obtain certification in secondary education. I remember the VA paying my tuition at school and sending me a monthly check for $ 400 as a housing allowance.
Advantages of the mortgage loan guarantee
In 1983, I used the VA home loan guarantee to buy a house in Maryland. Just like today, the VA guaranteed full repayment of my mortgage. I was also able to buy my house without a down payment.
The purpose of the VA home loan guarantee is to help veterans secure homes, condominiums, manufactured homes, and refinance loans by guaranteeing the repayment of the loan.
To be eligible for a secured home loan, a veteran must have a good credit rating, sufficient income, agree to live in the house, and have a VA certificate of eligibility to be approved by a lender for a VA home loan. No loan is secured without a VA appraisal.
The veteran borrower pays for the VA appraisal and all closing costs. Closing costs include credit report, loan processing fees, title search, registration fees, transfer duties, survey fees, risk insurance and prepaid taxes. The veteran also pays VA financing fees which can be included in the VA secured loan.
The purchase price for my house was approximately $ 70,000. I received a loan of $ 70,000 guaranteed by the VA. My only personal expenses were closing costs of around $ 2,500.
Health Benefits of Veterans
Health care benefits
1. Basic eligibility
Anyone who has served in the military, navy, or active air force, including qualified Reserve and National Guard members, and who has received an honorable discharge may be eligible for VA health care benefits.
Veterans who enlisted after September 7, 1980 or who entered active service after October 16, 1981 must have served 24 consecutive months or the full period for which they were called up to active service to be eligible.
For most veterans, entry into the VA health care system begins with an application for enrollment. Veterans can apply and submit their application (VA Form 1010EZ) online at http://www.va.gov/vaforms/form_detail.asp?formno=ez.
Veterans can also apply at any VA health facility or VA regional office. I applied to a regional office and spoke with a representative. During my interview I presented my DD-214 which is a United States Armed Forces transfer or discharge report. I also answered questions about my address, income and financial situation.
Shortly after the interview, I was informed by email and assigned a priority group. The VA uses priority groups to balance the demand for VA health care enrollment with resources.
Eight priority groups range from group one, the highest, to group eight, the lowest. The first group is for veterans with service-related disabilities rated at 50 percent or greater and / or veterans deemed unemployable by VA due to service-related conditions. Group eight is for veterans whose gross household income is above the VA national income threshold and the geographically adjusted income threshold for their place of residence and who agree to pay a co-payment.
I was assigned to group five. My medical services include preventive and hospital care. Preventive care services include periodic medical examinations, health and nutrition education, vaccination and genetic counseling. Hospital care includes services such as medical and surgical care. mental health, dialysis and acute care.
In my party of five, VA will fill prescriptions written by a VA provider. A co-payment of $ 8 for every 30 days or less of medication is required.
There are also other health benefits and coverages under certain conditions.
Other popular benefits
1. Benefits of burial and commemoration
Veterans who have received an honorable discharge from active service and service members who die while on active service are eligible for burial and remembrance benefits. In addition, spouses and dependent children may be eligible.
Interment in a VA National Cemetery is available free of charge to eligible veterans, spouses and dependents. It includes the grave, the lining of the grave, the opening and closing of the grave, a gravestone or marker, and lifelong care as part of a national county.
For veterans, commemorative benefits may also include a funeral flag, presidential commemorative certificate, and military funeral honors provided by the Department of Defense.
One of my paternal uncles and his wife are buried in a VA national cemetery in Wisconsin.
2. VA pensions
Low-income wartime veterans may qualify for a pension if they meet certain service, income and net worth limits set by law. There are also age restrictions and the like.
3. Compensation in the event of disability
Disability Compensation is a monetary benefit paid to Veterans who are determined by the VA to be disabled due to injury or illness that occurred or worsened during active military service.
There is also VA life insurance and other benefits that I will not go into in this article.
- Federal Benefits for Veterans Dependents and Survivors, 2015 Supplemental, VA, US Department of Veterans Affairs
- Veterans Health Benefits Handbook, VA, US Department of Veterans Affairs
- For education and training: www.benefits.va.gov/gibill/.
- For the mortgage loan guarantee: www.benefits.va.gov/homeloans/.
This article is accurate and true to the best of the author’s knowledge. The content is for informational or entertainment purposes only and is not a substitute for personal advice or professional advice on business, financial, legal or technical matters.
© 2021 Paul Richard Kuehn
Paul Richard Kuehn (author) from the city of Udorn, Thailand, on April 10, 2021:
The Peace Tobe seawall from Delta State, Nigeria. April 10, 2021:
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